GST input tax credit · For finance teams & CAs

Recover the GST input credit you're losing on field & UPI expenses

Every business UPI payment in OpsPay carries its supplier invoice and GST. The ITC register turns scattered field spend into recoverable input tax credit — so month-end stops leaking money.

No card required · We never hold your funds · Built for India.

The problem

Most field spend never makes it to your GST return

When staff pay vendors from their own UPI and forward a blurry photo on WhatsApp, the invoice — and the input tax credit on it — quietly disappears.

How OpsPay helps

Capture the credit at the moment of spend

Invoice on every payment

Attach the supplier invoice to each UPI payment — GSTIN, invoice number, taxable value and tax split captured as structured data, not a photo.

OCR clarity gate

Snap the bill and OpsPay reads the GST fields. A clarity gate flags an unreadable invoice up front, so you don't discover the gap at return time.

ITC register

One register of recoverable input tax credit across both payment rails — filter by period, supplier or GSTIN and export for your return.

Confidential by design

Per-tenant encryption keeps your invoice and transaction details private — even OpsPay operators can't read them.

Categories & projects

Tag every GST-bearing spend to a category and project so cost attribution and credit are automatic, not a spreadsheet chore.

Audit-ready trail

Every payment, invoice and approval is logged immutably — the evidence trail a GST audit asks for.

How it works

From a UPI payment to recoverable credit

  1. 1

    Pay & capture

    A team member pays the vendor by UPI and snaps the supplier invoice in the app.

  2. 2

    OCR reads the GST

    OpsPay extracts the GSTIN, invoice number and tax breakup, and gates anything unreadable.

  3. 3

    It lands in the ITC register

    The recoverable credit is recorded against the payment, the supplier and the period.

  4. 4

    Export for your return

    Filter by period or GSTIN and export the eligible credit at month-end.

Invoice capture, the OCR clarity gate and the ITC register ship on every plan — no payout account required.

Questions, answered

What is input tax credit (ITC) and why do field teams lose it?

ITC is the GST you've already paid on business purchases, which you can offset against the GST you owe. Field and petty-cash spend loses it because invoices arrive as WhatsApp photos without a GSTIN or tax breakup, so finance can't claim them in time.

How does OpsPay capture GST on a UPI payment?

Each payment can carry its supplier invoice. OpsPay reads the GSTIN, invoice number, taxable value and tax split into structured fields and records the recoverable credit in the ITC register.

Is OpsPay a GST filing tool?

No. OpsPay captures and reconciles the input credit on your spend and exports it for your return — it complements your filing or accounting tool, it doesn't replace it.

Do I need anything extra to recover ITC?

No. Invoice capture and the ITC register are part of the core reimbursement product on the single plan — there's nothing extra to buy.

Is my invoice data private?

Yes. Per-tenant encryption means even OpsPay operators can't read your invoice or transaction descriptions. Amounts stay queryable for analytics; the descriptive content is confidential by design.

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Keep going

Stop leaking GST input credit

Capture the invoice and the credit on every field payment. 30 days free, no card required.

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