UPI reimbursements · Built for India

Reimburse your team for every UPI spend.

Your team pays from their own UPI and snaps the bill. You tap approve — reimbursed in seconds, with the GST captured. We never hold your money.

No card required · No payout account to set up.

Works with the UPI apps your team already pays from

Funds-neutral

We never hold your money

GST-ready

Input credit on every bill

Operator-blind

Your data stays yours

Audit-ready

Every rupee, logged

Right now, field spend lives in WhatsApp screenshots and a month-end spreadsheet — petty cash leaks, and the GST credit slips away.

Who it's for

If your team spends in the field, it’s built for you

Construction, logistics, retail, sales — wherever staff pay vendors on UPI.

Site supervisor paying a material vendor on UPI at a construction site

Construction site · paying on UPI

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Construction & contracting

Supervisors buy material on UPI across sites — tagged to each project, supplier GST captured.

Delivery driver paying for fuel at a petrol pump on UPI

Driver · paying for fuel on UPI

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Logistics & fleets

Drivers pay fuel, tolls and repairs on the road — captured on the spot, fuel GST recovered.

Store manager paying a local supplier on UPI at a shop counter

Store manager · paying a supplier

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Multi-outlet retail & F&B

Store managers pay local vendors — spend tracked per outlet, every bill on file.

Field sales rep or procurement buyer paying a vendor on UPI on the move

Field rep / buyer · on the move

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Field sales & procurement

Reps and buyers spend on the move — snap, submit, reimbursed, no forms.

A blue-collar / frontline worker who paid for work supplies on UPI

Frontline worker · paid for supplies on UPI

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Primary audience

Blue-collar & frontline teams

They pay for office and work supplies out of their own pocket — and most never get it back. With OpsPay they just snap the bill, and it’s reimbursed in days. No forms, no being out of pocket.

Also a fit for NGOs Healthcare chains Events & catering Agencies Property management

01 · Capture

Snap it. It’s captured.

  • Pay from any UPI app, or just share the receipt.
  • Merchant, category, project & location recorded for you.
Capture a UPI spend in the OpsPay app

02 · GST credit

Stop losing GST input credit

  • Attach the GST invoice — OpsPay reads it.
  • Recoverable input tax credit in one register — export for your return.
app.opspay.in/invoices
GST invoice captured on a payment with the recoverable ITC register

03 · Reimburse

Approve in one tap

  • Review each claim in a two-way thread.
  • Approve to reimburse in one step — no spreadsheet, no chasing.
app.opspay.in/reimbursements
Reimbursements list with owed totals and statuses

We never touch your money

Staff pay; you reimburse directly. Funds-neutral.

Operator-blind

Per-tenant encryption — even we can’t read your data.

Immutable audit

Every decision logged, enforced by the database.

Pricing

One simple plan

A flat platform fee plus a small fee per active user. Drag to estimate.

2 months free · billed yearly

OpsPay

All features included
  / mo

 

Choose OpsPay
  • Personal UPI spend capture — deep link, shared receipt or manual
  • GST invoice & input-tax-credit (ITC) register
  • Reimbursement review, approval & resubmit
  • Categories, projects & cost attribution
  • Real-time dashboards, analytics & CSV exports
  • Mobile app + admin portal

Everything included · 30-day free trial, no card required.

Questions, answered

How do employees submit a reimbursement?

They pay the vendor from their own UPI app — PhonePe, Google Pay or Paytm — and capture or share the receipt into OpsPay. The merchant, amount, category, GST invoice and GPS location are recorded automatically; there is no expense form.

How does a manager approve a reimbursement?

Each claim opens a two-way comment thread. The manager reviews the bill and GST, discusses if needed, then approves — reimbursing in one step — or rejects with a reason. A rejected claim can be revised and resubmitted.

Does OpsPay hold or move my money?

No. The employee pays from their own UPI and you reimburse them directly — money never passes through OpsPay. We orchestrate the spend, its capture and the approval; we are never in the flow of funds.

Can I capture GST and claim input credit?

Yes. Attach the supplier's GST tax invoice to any payment — GSTIN, taxable value, CGST/SGST/IGST and HSN/SAC are read into an input-tax-credit register you can filter and export for your return.

How is pricing calculated?

One simple plan: a flat monthly platform fee of ₹1,400 plus ₹80 per active user. Annual billing is two months free. Use the calculator on this page to estimate your monthly cost.

Stop chasing receipts on WhatsApp

30 days free, no card required.

Start your 30-day free trial